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Multiply for Work — Understanding Mortgages and Pensions — Online Learning

Course outline

If you are looking to buy your first house or struggle to understand how pensions work, Multiply - Mortgages and Pensions will help you understand the basics in borrowed mortgage money and analysing how interest rates can affect you.

This course will also educate you on state pensions and retirement. This will allow you to understand how much money from your salary gets allocated to your pensions and effective ways to budget.

You will learn:


  • Taking stock of retirement plans and next steps
  • How much money is needed in retirement?
  • Budgeting for after retirement
  • State pension


  • How much can be borrowed
  • Dealing with existing debt
  • Calculating repayments and interest rates

This course is delivered online by a tutor via Microsoft Teams.

Register your interest

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For further enquiries regarding Multiply for Work, send an email to

How to enrol onto this course

Register your interest for this Multiply for Work course by filling our interest form below. You can also contact

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Location Date / time
Online Learning

Courses are run throughout the year. Please contact for availability.

Course code: C048815 / Q048816


College Certificate


3-4 hours

Level Entry Level
Entry requirements

You must:

  • be aged 19 or over.
  • work for a Nottingham City Employer (employment postcode required at enrolment).
  • not currently have a GCSE at grade 4/C or equivalent in Maths.
Teaching & assessment

You will complete a course booklet.


You could progress to Multiply for Work – Functional Skills (accredited qualification) or Functional Skills Maths.

Additional information

Course Fees:

Free - Multiply is funded by the Government

Nottingham City Council Skills for Life Multiply Logo